Terms & Conditions

Welcome to Bharat Smart PE. These Terms & Conditions (“Terms”) govern your access to and use of our website, mobile applications, and fintech services. By accessing or using our platform, you agree to be bound by these Terms.

1. About Bharat Smart PE

Bharat Smart PE is a fintech platform providing financial education, investment insights, portfolio analysis, and related digital financial services. We do not provide guaranteed investment returns.

2. Eligibility

You must be at least 18 years of age and legally capable of entering into contracts under Indian law to use our services.

3. User Account

• You are responsible for maintaining the confidentiality of your account credentials.
• You agree to provide accurate and complete information.
• Bharat Smart PE reserves the right to suspend or terminate accounts for misuse.

4. Use of Services

You agree to use the platform only for lawful purposes and in compliance with all applicable laws and regulations.

5. No Investment Advice

All content provided on Bharat Smart PE is for informational and educational purposes only. It should not be considered as financial, legal, or investment advice. Users should consult certified professionals before making financial decisions.

6. Intellectual Property

All content, logos, trademarks, and software on this platform are the intellectual property of Bharat Smart PE and are protected under applicable laws.

7. Privacy

Your use of the platform is also governed by our Privacy Policy. We are committed to protecting your personal and financial data.

8. Limitation of Liability

Bharat Smart PE shall not be liable for any direct, indirect, incidental, or consequential losses arising from the use of our services or reliance on provided information.

9. Third-Party Links

Our platform may contain links to third-party websites or services. We are not responsible for their content or practices.

10. Termination

We reserve the right to terminate or restrict access to our services at any time without prior notice for violation of these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of Indian courts.

12. Changes to Terms

Bharat Smart PE may update these Terms from time to time. Continued use of the platform after changes constitutes acceptance of the revised Terms.

13. Contact Information

For any questions regarding these Terms, please contact us at:

Email: smakolcus@gmail.com
Address: 37/39 Ezra Street, Kolkata - 700001